How It Works

Our goal is clarity and next steps. Apply to be routed to the right program, or submit a Second Opinion for manual review.

Apply Second Opinion

1) Start
Apply or submit a deal snapshot.

2) Confirm
We identify the best-fit program path.

3) Prepare
We outline documents and requirements.

4) Underwrite
If it qualifies, we proceed through underwriting.

Tip: If you were declined by a lender, submit a Second Opinion with purchase, rehab, ARV, and requested loan amount for faster review.

Compliance note: Loans are subject to underwriting and approval. Not all applicants or properties qualify. Terms, rates, and program availability vary by scenario and are subject to change. Rate/fee disclaimer: rates and fees vary by program and risk; examples may range approximately from 6%–14% with points and fees that may apply. This is not an offer to lend.